KEMBALI  COAST   RESIDENTIAL  BEACH  RESORT
                        Kaputian, Island Garden City of Samal

Product Concept : A leisure-residential development in Mindanao with a beach facility anchor.
   (First of its kind in Mindanao)

Theme           : Asian-Island - Balinese theme with accents to hype beach ambience

Product Offering / Amenities :

     *  1.8 km shore line *  Beach promenade stretch  *  Jogging, biking, leisure walking  *  With pocket benches / viewing areas

     *  A portion will be contained and developed as the dedicated swimming beach for the entire development.

  
     *  Will house a dedicated aqua sports shops for Diving enthusiasts.  *  Tutorial programs and day rentals.  *  A Docking facility (pier).  *  Provide a number of buoys for personal crafts.

Subdivision features :

     *  concrete roads with street lights *  side walk *  electrical connections *  water connections *  1.5 m concrete + 3 strands barbed wire perimeter fence *  gate & guardhouse *  Landscaping *  combined storm drainage system and sewage line     *  sewage treatment facility

Residential

   Only 400 lots at 1,000 sqm average lot cut

   Only 20% of the lot is build-able (80% will be retained as "green" and a

(" gentleman's farm")

   Exclusive; low density ( approx. 7 lots per hectare)

Aquasports Facilities :

   32 ft speed boat - for shuttle service *   6.5 m Rigid Inflatable Boat - ski boat / dive boat / rescue boat *  4 sets Hobie cats * Work boat

For finalization of order

   Bangkas - for shuttle service * Dinghys - Optimist sail boats * Inflatables (Bananaboat / fly fish) *  Water skis *  Wind surfing equipment * Diving equipment * Kayaks

Pricing Categories :

   A - Php 3,000 - Regular

   B - Php 3,100 - Regular / Corner

   C - Php 3,200 - Regular / Gentle slope

   D - Php 3,300 - Regular / Corner / Gentle Slope

   E - Php 4,000 - View Lots

   F - Php 4,100 - View / corner

   G - Php 4,200 - View / gentle sloping

   H - Php 4,300 - View / corner / gentle sloping

PAYMENT TERMS :

   A) Spot Cash

      15% discount on 90% of TLP,if paid upon reservation

            8% discount on 90% of TLP,if paid within 30 days

      10% balance payable upon availability of title or within 30 days from reservation,
   whichever comes later

   B) 24 months Deferred Cash

             * Balance, net of Reservation Fee, payable over 24 months, no interest, no discount

   C) In-house financings: 20% DP payable over 12 months

     Down Payment Discounts: (minimum 20% of TCP)

             6% discount on the DP, if paid upon reservation

      5% discount on the DP, if paid within 30 days

      1.5% discount on the DP, if paid in 3 monthly payments

      80% balance payable over:

          - 5 years @ 15% interest

          - 7 years @ 17% interest

          -10 years @ 19% interest

RESERVATION FEE : Php 30,000